Refinance Out of Your Builder's Lender in Arizona 2026: What the Buydown Really Costs You

Published on: 09/11/2026

Thinking about refinancing the loan your Phoenix builder financed? Nothing locks you in, but the unused buydown escrow and a new build appraisal can cost you more than the rate saves. Pillar Mortgage Group, NMLS #2700076.

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Cash Out Refinance Taxes in Arizona 2026: Is the Money Taxable and Is the Interest Deductible?

Published on: 08/28/2026

Cash out refinance money is not taxable income in Arizona, but the interest is only deductible if you use the cash to buy, build, or substantially improve the home. IRS rules, the $750,000 cap, and what to keep. Pillar Mortgage Group.

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Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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